The largest proportion of those surveyed (38%) have $100 or less in their checking accounts.
Half of Americans have less than $500 in savings, with 36% having $100 or less in savings.
The largest proportion of those surveyed (38%) have $100 or less in their checking accounts.
Half of Americans have less than $500 in savings, with 36% having $100 or less in savings.
I mostly follow the Dave Ramsey every dollar plan. So I have my budget worked out in such a way that once I’m done paying everything and moving money around, my bank account has like $5 in it that’s just there to absorb any weird charges I might forget about. It doesn’t normally happen, but it helps to have it just for that reason. I also have a specific amount that I put into my savings every month and the vast majority of my money I take out of the fiat system entirely every single month.