I mostly follow the Dave Ramsey every dollar plan. So I have my budget worked out in such a way that once I’m done paying everything and moving money around, my bank account has like $5 in it that’s just there to absorb any weird charges I might forget about. It doesn’t normally happen, but it helps to have it just for that reason. I also have a specific amount that I put into my savings every month and the vast majority of my money I take out of the fiat system entirely every single month.
Started using Linux in 2010 on a virtual machine on a Windows XP machine that was really not meant to run it and it was God awful. But I knew that it was the virtual machine not Linux itself. After that I was using my laptop for school and a Windows update completely broke it and I absolutely had to use it for the next class that I was going to in like five minutes and I had a flash drive with a live Linux environment already on it and so I just used that. However, once I was done with class that day, my first thought was why should I even go in and attempt to fix this Windows machine when Linux has been working fine for me all day. And so I just went ahead and wiped the disk and ran the installer. And I’ve been using Linux ever since. I do generally keep a Windows virtual machine around, just in case, but it’s extremely rare that I’ve ever needed to use it.