Interests: News, Finance, Computer, Science, Tech, and Living

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Joined 1 year ago
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Cake day: June 13th, 2023

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  • Also decide what apps that you must have. If you can use the browser version or the progessive webapp version which is just the browser version installed that is probably better. Or if you do not need it on your phone use the browser version on you laptop.

    In the end though you will have some of these platforms for network reasons. Mostly things like Instagram, Facebook, LinkedIn. Google is not one of them though except for android itself. You also do not have to spend a lot of time contributing to these platforms. Use them when you need to nothing more.







  • flatbield@beehaw.orgtoChat@beehaw.orghow's your week going, Beehaw
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    3 months ago

    Taxes. What can I say, there is always something…

    Former employer issues me a random 1095-C saying they offered me health insurance in 2023. Of course this is false. How much trouble this will cause when I try to claim the PTC this year, who knows. Then I get my taxes almost into FTU and find that it will not handle this years taxes. So I have to find another provider that can. On top of that, still waiting on one final set of tax documents from one entity that can’t seem to get its act together. Have no idea if they will by April 15 or not. Feels 50/50 at this point. May have to put in an extension while I wait 3 to 6 months for the wheels to turn on something that should have been done 2 months ago. Of course this means I cannot finish my taxes or get my refund until who knows when. Ironically this year my refund is larger then usual so timing matters more.

    Not sure where I am. Makes me want to laugh and scream at the same time.




  • I think people can have multiple views in their head at once. Since I come from the sciences it reminds me of the quantum physics analogy. In quantum theory you make a state concrete by projecting the state onto a representation. There are many choices each a different way of measuring the system or understanding the dynamics. Some are more useful and less confusing then others when trying to answer a specific question but they are all valid. Where you get to human issues is what conclusions you try to draw based on your analysis of course and that is open for debate.



  • Yes. My house is 1948. It is well insulated for a house of that age. We had it done to the max 15 years ago. You would have to totally shell the house to do much more.

    Only real opportunities we have is new Windows, a new front door, and think more about basement losses. We do not have a very clear thermal envelope in the basement direction.



  • flatbield@beehaw.orgtoEnvironment@beehaw.orgStumped by Heat Pumps?
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    4 months ago

    My house requires about 40000btu at minus -30F. Not sure I have even seen a brand that will run below -24F and the efficiency really drops off anyway. Around here it seems that the design point is about +15F and after that supplemental heating is needed.

    Edit: My current furnace is 66000 BTU/HR but I think it is way oversized.


  • The problem with heat pumps is that below 10 degrees you need supplemental heat unless you go with ground loop systems that are very expensive. Many people probably supplement with electric but that seems crazy. Can the grid hold up to everyone doing electric heat on those minus 30 days?

    Love the idea of heat pumps but not to sure about getting rid of my gas furnace unless I went ground loop.




  • Even if you do pay cash, housing is expensive. Our little house in a not so good part of town costs about $25K a year. About half that is out of pocket and the other half is capital opportunity cost. One reason many people carry mortgages longer then they need to is the capital opportunity cost. My wife and I both rented until about age 45 and to our surprise we were just barely able to do cash at that point so we did.

    The other issue at the moment is high interest rates. Mortgages look less good compared to cash. The other issue of course is the high market price of homes as I said previously. That drives both mortgage and capital opportunity cost and is not directly related to true society wide cost, but is more of a financial mumbo jumbo thing.