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Joined 9 months ago
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Cake day: March 1st, 2024

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  • It could just be for reducing churn and keeping the status quo. It’s a prisoners dilemma, if geico spends a million on advertising then they might gain some customers from say progressive. Progressive would then also also have to advertise to attract customers back so they will spend a million on advertising too, now both are spending a million to keep the status quo. If you take a step back and look at the big picture it’s basically everyday people paying higher premiums that go to the advertising company, celebrity etc.

    The car insurance market is pretty static, there’s no opportunity to expand the market outside general population growth since everyone already has a car and has car insurance, so expansion is difficult especially since there arent many differentiating factors, so companies tend to advertise to just keep there current market share. Charity on the other hand has plenty of room for expansion, it can be as much as the disposable income of the country, if you watch an aspca ad and donate your likely to keep donating to the other causes you support, assuming you have the disposable income.





  • They are in ancient history though. They’re in the Bible that these people treasure so much, the philistines are mentioned a lot as people who live in the southern Levant who aren’t Jewish. After the roman emperor hadrian expelled the jews from Judah he renamed the province Palestine, more to spite the jews then to honor the philistines, which is the name of the region and the people who live in it who are not jews to this day.

    Yeah they absorbed a hegemonic imperial Arab culture in the second millennium but that doesn’t mean they don’t exist. That’s like saying Canadians don’t exist because them and the u.s. we’re created by the same empire and have a very similar culture and language.





  • Biden was running on massive infrastructure investment, student loan forgiveness, ending the war in Afghanistan, child tax credit and a $2000 cheque in the mail . Harris may have had those in her platform as well but she wasn’t mentioning it or Bidens wins on these at all, her campaign was “I’m not trump” and we learned from Hillary that’s not enough.

    Biden campaign was “build back better” a motto for change much like another democrat who actually won. Harris’ campaign was “were not going back” which implies no change and relies on you thinking the trump years were horrible enough to justify the current status quo, and apparently the only thing Americans remember about the trump years was the economy was “better” and wanted to go back.






  • Investors are, however, betting that Trump’s plan to cut taxes and raise tariffs will push up inflation and reduce the pace of interest rate cuts.

    Higher rates for longer mean investors will get better returns on savings and investments they hold in dollars.

    So they are hoping we’ll get more inflation so they can get better returns on their bonds, and trump will spin this as good for the economy . Fuck finance, fuck Trump and fuck this shit country.






  • You could maybe argue that if the drop was only in small petty crime. Yeah a shopkeeper may stop reporting shoplifting after the 10th time the police don’t respond. That under reporting goes down as the crime gets more serious. Your probably going to report a home break in to the cops even if you know they won’t do anything since you’re going to need a police report for insurance, home break ins have been steadily declining since 2018 when the police staffing “problem” started. This seriousness holds very true for murders which have dropped 12% over the past year

    That’s assuming the victims would be under reporting, if you’re saying the police departments, government etc. Are under reporting then that’s getting into conspiracy territory. Especially because we’re seeing this trend reported across the nation so the conspiracy would have to be massive.

    Also if the government had the ability to do this why would they start now? This idea isn’t too complex so someone could have easily come up with it and started doing it a while ago. If that were the case we’d never see crime rates go up as the politicians would just under report every year and make it look like crime is going down. But we have seen reported crime go up, noticeably in 2022 , and instead of hiding that many politicians and police departments showcased it as a reason to Crack down on crime and increase there budgets.