This is an Austrian company that offers mobile payments with barcode/qr-code in shops in Austria and Germany, as well as in a few places in Italy and Luxembourg.
I use it since one year. It works fine, but it could definitely use more attention, so that more shops start to accept it. What are your thoughts on that?
at least the swish system is set up as a collaboration between banks. it’s not its own entity. assuming most of the others work this way too, since transferring between banks takes so long.