Why not simply mandate all banks to support immediate payments? And to support webhooks for all payments? That would make it extremely easy to not rely on Visa/MasterCard.
The only reason why eurozone and EU are not the same (bar the countries with exceptions) is that multiple countries still fail to adhere to the criteria needed to join the euro - and some, like Poland, fail on purpose.
Nothing against you personally. It is just a bit annoying when people from EU countries who refuse to join the Euro then complain about their currencies/financial market getting treated differently than the Euro zone.
Why not simply mandate all banks to support immediate payments? And to support webhooks for all payments? That would make it extremely easy to not rely on Visa/MasterCard.
Instant payments have already been mandated through SEPA. It will come into force quite soon.
Even for non-Eurozone countries?
Just SEPA afaik. But that makes sense for Brussels to dictate, the rest of the world is a little beyond their jurisdiction.
Well, Eurozone != EU. And if I’m not mistaken, it either was or will be mandatory for Eurozone, but not the whole EU. Though I might be mistaken.
The only reason why eurozone and EU are not the same (bar the countries with exceptions) is that multiple countries still fail to adhere to the criteria needed to join the euro - and some, like Poland, fail on purpose.
I do know that, I live in country which fails on purpose. Not sure why the lecture?
Nothing against you personally. It is just a bit annoying when people from EU countries who refuse to join the Euro then complain about their currencies/financial market getting treated differently than the Euro zone.
I wasn’t even complaining, I was simply asking whether something changed.
How can you pay using webhooks?
Step 1. You pay using an immediate bank transfer
Step 2. Bank sends a webhook to the merchant letting him know in real time the money were received
Step 3. There’s no step 3, you paid, merchant has got the money immediately and knows about it and you avoided using foreign card companies.
Don’t bank transfers have problems with buyer protection?Do suppose crypto does, actually…